Comments for Sybase Blog - Diarmuid Mallon

Comment on Mobile World Congress 2012 by michaelmoody84

michaelmoody84 — Tue, 06 Mar 2012 06:50:26 +0000

Now a days every retailers targeting the mobile users, where they can easily able to increase the revenues very quickly.

Comment on The Open and Closed Case for Mobile Payments by Sybase - The Economics of Open and Closed mobile payments schemes | Sybase Blog - Diarmuid Mallon

Fri, 06 May 2011 12:06:37 +0000

[...] a previous blog posting I discussed how mobile payments schemes could be viewed as either closed or open [...]

Comment on When do you use mobile services? by social networks and SMS Messaging | Benoît Catelin's Blog

social networks and SMS Messaging | Benoît Catelin's Blog — Tue, 27 Apr 2010 16:29:37 +0000

[...] [...]

Comment on Be a Luddite by business continuity planners

business continuity planners — Thu, 08 Apr 2010 15:42:12 +0000

Thanks for your thoughts! The hampering for the banks and banking organisations in the year ahead will be urgent issues such as financial standards changes. These are being discussed during the impending seminar – Banking Transformation 2010. If it is welcome to post, please see the subject matter I have dealt with on http://is.gd/bk2mU.

Comment on Get Ready For mCommerce 2.0: The Director’s Cut by Alex Fedotov

Alex Fedotov — Thu, 11 Mar 2010 17:32:33 +0000

And, by the way, here’s another group of people who’s vision is pretty much the same: http://www.finextra.com/news/fullstory.aspx?newsitemid=21168 And they have a bank and work in one of the markets that will be particularly responsive to the product.

The time has come for the ‘digital cash’!

I would be glad to talk to you about this some day.

Comment on Get Ready For mCommerce 2.0: The Director’s Cut by Alex Fedotov

Alex Fedotov — Mon, 01 Mar 2010 23:53:15 +0000

Diarmuid

This is the first article with a truely broad scope and deep understanding of the subject in YEARS. Congratulations, you are spot-on!

At the same time there are a couple of ‘revolutions’ that may happen in this domain IMHO and our team is experimenting with the technologies necessary for this to happen.

1. I think mobile devices will become the MAIN method for authentication (and maybe even ‘identification’) on the web. Enough of those log-in/password boxes already! In our experiments (for the particular niche industry of online games) it looks like this (working demo): http://yolto.com/Developers/Default.aspx

2. I think you underestimate how sick (I can not find another word) people are of those ‘accounts’, ‘lasting relationships’ with services that are designed to subscribe you at any cost and trap you (including the credit card companies of course). We think that the time has come for ‘Cash 2.0′ the digital bearer payment instruments circulating over the mobile channel. Here’s our (very first) take on this subject: http://yolto.com/main/default.aspx?page=menutokens
Of course these Tokens as we call them will be used as a person uses a dollar bill, just by presenting it to any web-site (the web revolution is far from over, especially in the countries mentioned in your article). We’ve built this into our store that sells pre-paid products and delivers them instantly to mobile device in a text message http://apps.facebook.com/gamecards/ (as I said we are working in a very niche industry right now).

BTW, these Tokens bearing monetary value will solve the money transfer problem immediately. The problem (as always) is in the exposure, compliance and network effect. The rest is doable.

Anyways, thank you once again very much for this very deep and inspiring analysis of the present state of m finance and the trends.

Regards.

Comment on Implementing Successful Mobile Banking Solutions by Diarmuid Mallon

Diarmuid Mallon — Thu, 07 Jan 2010 12:01:00 +0000

Mukul

Thanks for the comment.

In addition to the article linked in the post, you’ll find some addition links in the Jan 2010 posting on this blog. You may also want to look at the Viewpoint articles on the main Sybase site.

best regards, Diarmuid

Comment on Implementing Successful Mobile Banking Solutions by Mukul Kshirasagar

Mukul Kshirasagar — Thu, 07 Jan 2010 11:33:00 +0000

Diarmuid,

Hi, I am working on implementing Mobile Banking services in my bank. Grateful if you can share your articles so that I can ensure we are better prepared for the project and avoid any pitfalls which can lead to project failure.

Regards,
Mukul

Comment on Fighting sharks with texts by Brian Laraway

Brian Laraway — Wed, 30 Dec 2009 19:17:17 +0000

I just couldnt leave your website before saying that I really enjoyed the quality information you offer to your visitors… Will be back often to check up on new stuff you post!

Comment on MWC Day 3: A mobile world by grape

grape — Wed, 23 Dec 2009 19:00:13 +0000

Thank you! This has been just what I had to read right now…